• If your life insurance premium fees are becoming too expensive, most life agents will recommend that you reduce your benefit. This should automatically reduce your premium, too. However, if for estate planning purposes you can’t reduce your life insurance benefit to the extent financially necessary, there are other options. • Other family members may be able to make the premium


  • When you need or want a sum of cash, selling your life insurance policy may be the answer. But is there an option if you still want to leave something behind for your heirs? Absolutely! Even better: you may be able to get cash, keep a portion of your life insurance benefit, and eliminate your premium payments. Anne and Edward


  • One option to repurpose life insurance involved selling an individual’s policy to an investor. This is called the life insurance secondary market. Here are some responses to some common misunderstandings and misinformation about the life insurance secondary market: Misconception Seniors who sell their life insurance policies get a payment or value that is less than the policy death benefit. Why not


  • Life insurance should serve as an investment — with some level of lasting guarantee. Proper planning both before and after purchasing a policy can help ensure the policy does not fail or lapse. Planning often includes in depth conversations about which type of policy can best meet future needs, whether the policy can be renewed, and what actions need to


  •   GWG Life recently announced it has paid seniors nearly $336 million over the past decade for unneeded, unwanted, and unaffordable life insurance policies, and has purchased a total of more than $2 billion in face amount of life insurance since its founding in 2006. The amount GWG Life has paid to seniors is $313 million more than the $23