GWG Life helps policyholders maximize their life insurance to get the most out of their investment now. Our suite of services offers unique solutions for common financial challenges faced by seniors and their caregivers.

Talk to a GWG representative.

Sell All of Your Life Insurance

If you need cash now and no longer want your life insurance, selling your policy can be a great solution. Based on the actuarial value of your policy, this transaction provides you with a lump sum greater than the policy’s surrender value but less than the total face value. GWG Life typically pays five to eight times more than the cash surrender value offered by insurance companies.

Keep Some of your Life Insurance

If you would like to keep your life insurance, but can no longer afford the premiums, selling a portion of the benefits may be the answer. With this option, GWG Life makes the premium payments to ensure the benefits are available for estate planning, final expenses, or family members.

Provide for your long-term care

If you are concerned about future healthcare, you can convert your life insurance to pay for home care or assisted living. Health problems can be stressful enough without the added burden of financial obligations. If you feel you no longer need your life insurance policy, you may want to apply the value towards long-term care.

Gift your life insurance

If you would like to provide a wonderful legacy for family or a charity, you can gift your life insurance with no further premium obligation. You can give all or some of your life insurance, and for gifts to a 501c3 charitable organization, you’ll receive a tax deduction for the value of your gift.


If you’re interested in learning about our services, contact GWG Life today.