The news articles posted on this website are not adopted or endorsed by GWG Holdings, Inc. and do not represent the opinions or views of GWG. GWG belives that readers may find these articles useful or interesting.
U.S. Institutional Investors Say Alternative Investments Are Essential as Volatile Markets Are Here to Stay
By iStockAnalyst, Tuesday September 25, 2012
Three in four U.S. institutional investors (74%) have changed their approach to risk management over the past five years and now consider the use of alternative investments essential to diversify portfolio risk (76%), according to a new study of 151 U.S.-based institutional investors by Natixis Global Asset Management (NGAM), the 13th largest asset manager in the world. The research was released today by NGAM’s Durable Portfolio Construction Research Center. Continue Reading…Posted: October 3, 2012
The Huffington Post
by William Scott Page
Baby boomers may retire destitute. Last year, a fairly standard marketing project took a turn that has changed the way I view retirement and retirement planning. Though our company’s clients are retirees, we have learned that many of the financial decisions made by this group are greatly influenced by their grown children — baby boomers. Continue reading…Posted: March 28, 2012
Globe and Mail
by Dianne Maley
Feeling the squeeze from low interest rates on your fixed-income portfolio? The good news is that you have alternatives. Alternative investing is a large, deep pool with something for everyone, from the most conservative to those who just want a little spice. These investments can take the form of limited partnerships, mutual funds, closed-end funds or even mortgage pools. Continue reading…Posted: March 7, 2012
Financial Advisor Magazine
by Jeff Schlegel
A survey by Cogent Research found 78% of financial advisors use some type of alternative product, with usage highest among wirehouse advisors. In the survey conducted last year, the Cambridge, Mass.-based research firm found 84% of advisors at one of the four national wirehouses employed alternatives in client portfolios. Among other channels surveyed, 78% of independent broker-dealers and 77% of regional broker-dealers used alternatives, followed by 75% of advisors employed by banks and 69% among RIAs. Continue reading…Posted: March 2, 2012
by Joyce Hanson
Fed Policy Increases Willingness to Take on Risk. Correlation, coupled with the US bond market’s zero-yield environment, has driven advisors into riskier alternative investing. Indeed, since the Federal Reserve announced that it will keep its benchmark interest rate near zero until 2014. Continue reading…Posted: February 27, 2012
by Dan Fox
Investment is not all about the end result; the process of isolating and finalizing a new opportunity can provide great enjoyment and give you a real buzz. Alternative investments are particularly great for this, it is hugely satisfying to sniff out a profitable yet unusual area for investment and then make a return on it. Continue reading…Posted: February 22, 2012
by Anthony Johnson
A new survey showing major interest in alternative investments among pension funds demonstrates how alternatives are now competing with traditional asset classes like never before, claims AAA. The new survey by Pensions & Investments looks at the investments made by the largest 200 pension plans in the year to the end of September 2011. It was discovered that investment into alternative asset classes grew by double digits. Continue reading…Posted: February 15, 2012
by Karen DeMasters
The volatile markets remain alternative investments’ best friend, as investors increasingly look for ways to hedge their bets against gut-wrenching price swings. Seventy eight new alternative-oriented mutual funds were rolled out last year, bringing the total number of such funds to 338 as of year-end 2011. And that number is expected to keep rising, according to industry observers. Continue reading…Posted: January 31, 2012
So how and why do we need Alternative Investment strategies? Just because Harvard is using these strategies might not be good enough for us, so let’s explore further. The basic reason for using these strategies is to improve the risk/reward profile of your portfolio, in a common language what it means is that you reduce your portfolio risk a lot, while you reduce your portfolio return a little. Continue reading…Posted: January 9, 2012
by Karen DeMasters
Advisors are looking to a wide range of providers to satisfy their clients’ growing interest in alternative investments rather than sticking with big-name firms, according to a recent study by Cogent. Continue reading…Posted: December 22, 2011
Selling commissions range from 0.50% to 5.00% of the principal amount of debentures sold, depending on the debentures' maturity dates. GWG pays Arque Capital additional underwriting compensation ranging from 2.00% to 3.00% of the principal amount of debentures sold depending on the debentures' maturity dates. Such additional underwriting compensation consists of a dealer manager fee, a wholesaling fee (payable only to wholesaling dealers), and an accountable and non-accountable expense allowance. Arque Capital will share its commissions and non-accountable expense allowance with other dealers who may participate in the offering. The total amount of the selling commissions and additional underwriting compensation paid to Arque Capital and any other FINRA member in the course of offering and selling the debentures will not exceed 8.00% of the aggregate amount of the debentures sold.
An investment in Renewable Secured Debentures may be considered speculative and subject to a high degree of risk, including the risk of losing your entire investment. The information provided herein does not constitute an offer to buy securities or the solicitation of an offer to sell securities. Renewable Secured Debentures are not available in the following states: AL, AK, AR, MD, NC, OH, OK, PA, TN, TX. Elevated suitability restrictions apply in the following states: AZ, IA, ID, KS, KY, MA, ME, NE, NM, ND, NJ, OR, SC, WA. An offer to sell securities can only be made by a Prospectus, pursuant to a registration statement, and any amendments thereto, then effective and on file with the Securities and Exchange Commission ("SEC"). Investors must read the entire Prospectus for investment conditions, risk factors, minimum requirements, fees and expenses and other pertinent information with respect to the Renewable Secured Debentures in order to obtain the information essential to making an informed investment decision. Risks may include, but are not limited to, GWG’s limited operating history, lack of liquidity or a secondary market, continued low interest rates, subordination to senior debt, actuarial experience, among other factors. The secondary market for life insurance policies is new and relatively unproven. Changes to the actuarial assumptions or development of the secondary market for life insurance policies may have an adverse effect on Renewable Secured Debentures, resulting in a potential loss of principal. Similarly, the deterioration of credit quality of life insurance carriers may cause the inability for a carrier to make a payment on the underlying life insurance policies which would have an adverse impact on Renewable Secured Debentures. Certain restrictions apply to this investment including, but not limited to, geographic availability, investor suitability, redemptions prior to maturity and assignment prohibitions. No dealer, broker, salesperson, or other person has been authorized by GWG to give any information or to make any representation other than as contained in the Prospectus, and, if given or made, such other information or representations must not be relied upon as having been authorized by GWG. No statement found herein is incorporated by reference into the Prospectus, and no statement herein constitutes any part of the Prospectus. GWG is under no obligation to update any information included herein. The information and expressions of opinions are subject to change without notice and speak only as of the respective dates in which they are made.
Investment Decisions. This information is not intended to replace any information or consultation provided by a financial advisor or other professional. The information provided herein does not constitute a recommendation for the purchase or sale of any security or other financial instrument or to adopt an investment strategy.
Cautionary Statement Regarding Forward-Looking Statements: Certain matters discussed on this website may be forward-looking statements. We have based these forward-looking statements on our current expectations, assumptions and projections about future events using information available to us at the time and are not intended to be guarantees of future events or performance. These forward-looking statements are subject to risks, uncertainties and assumptions about our operations and the investments we make, including, among other things, factors discussed in our filings with the Securities and Exchange Commission and the following: changes in the secondary market for life insurance; our limited operating history; the valuation of assets reflected on our financial statements; the reliability of assumptions underlying our actuarial models; our reliance on debt financing; risks relating to the validity and enforceability of the life insurance policies we purchase; our reliance on information provided and obtained by third parties; federal and state regulatory matters; additional expenses, not reflected in our operating history, related to being a public reporting company; competition in the secondary life insurance market; the relative illiquidity of life insurance policies; life insurance company credit exposure; economic outlook; performance of our investments in life insurance policies; financing requirements; litigation risks; and restrictive covenants contained in borrowing agreements. We disclaim any intention or obligation to publicly update or revise any forward-looking statements to reflect any change in our expectations or in events, conditions or circumstances on which those expectations may be based, or that may affect the likelihood that actual results will differ from those contained in the forward-looking statements. This cautionary statement is applicable to all forward-looking statements contained in this website.
Securities are being offered on a best efforts basis on behalf of GWG Holdings, Inc., by Arque Capital, Ltd., member FINRA/SIPC, dealer manager for the offering of Renewable Secured Debentures. GWG Holdings, Inc., and Arque Capital, Ltd., are not affiliated entities.
Issuer Prepared Material. Copyright 2013. GWG Holdings, Inc. All Rights Reserved.